Best Retirement Cities Knowledge Base
How to execute 5 years post retirement plan to live in 10 best cities of the world with 10 attractive women? I am 60+ retired gentleman, financially comfortable, now settled in New Delhi. I have spotted 10 best cities of the world for living 6 months in each, starting from Vancouver, Zuric, Geneva, Auckland, Vienna, Paris, London etc.I want to live with 10 different attractive, well educated ladies resident of those 10 best cities. Do you think it is possible? How to search for these ladies who may be interested in 6 months living -in relationship with all the expenses shared 50;50.
Best cities in Florida to live: small children, low crime, great schools? We may be relocating to Florida from Chicago due to a promotion. What cities in Florida are the best for young families with small children. Looking for low crime, great schools, and some housing affordability. Do not want a retirement city.
Retirement cities in Vietnam? What are the best cities in Vietnam for retirement? I heard that the center of the country is the best area. Any city recommendations and why.
If Christchurch is best NZ retirement spot, which city in Australia would compare favorably with her ? We are an Italian couple who decided to roam the globe for a few years following retirement, currently residing in Malaysia, and seriously looking to find a place to settle down. We like Australasia a lot. Very different from Europe and relatively unspoiled and carefree, just what "the Doctor ordered". We enjoy NZ a lot, but summers are short. Only visited Perth last year for a few days, but have great expectations for Oz. How about Adelaide, for example. Any ideas ? Suggestions ?. Any input would be appreciated. TIA ! Thad
What are the best places in Charleston, SC to buy a retirement home? Need help to figure out the best neighborhoods/cities in or near Charleston to buy a retirement home or a lot to build a house. We are looking for: -Easy drive to the beach and resort towns like Hilton Head -Single Family home would be ideal, but would consider a villa or townhouse too -Amenities like Tennis and Golf close by -About .25 to .50 acre lot Thanks.
Apart from Florida which State/City is best for retirement and why? Are you living there now? If not what State (not city) do you live in now and are you planning to retire in the state you're recommending?
Which government job offers the best retirement? When you combine average pension, benefits, and the age you can retire in, which job is the best when it comes to retirement? Military, state police/fire, county police/fire, city police/fire, CIA, FBI, Border patrol, U.S Marshall.etc Pelagius. I like how you assume that I plan on being lazy and work a 9 to 5 job. I already have a fuckin career. I worked hard and served my country for 4 years in the Marine Corps and now I am becomming a fire fighter for my home town. What have you done thats so honorable that gives you the right to criticize others and make such assumptions? Well good for you. I don't want your money. Why do I have a parasite attitude? Did I say I am looking for the best career? No, I just want to know which job offers the best retirement. Answer the question or don't talk to me. I don't know whats so hard about it. I don't need you looking down at me or crazy assumptions.
What are the best retirement locations in Arkansas? I am considering retiring in Arkansas (from Kansas City, MO). Things that are important to me are low cost of living, quality housing, an area near or in proximity of a decent sized city (10,000+), near good transportation infrastructure, availability of cultural activities and restaurants, good health care, and natural beauty (including lots of trees). If you know of any good locations, or good places to live regardless of "retirement" designation. What are the best? Does anybody have any experience living in Bella Vista?
What do you say about my post retirement plan.? Do I sound crazy, subnormal or what? I am 60+, healthy, professional, gentle man. I have enough asstes to give me an earning of about 5000 US Dollars per month to live without any work. I have identified 10 best cities of the world in different continents. I want to move and live for one year in each of the 10 cities. That is possible only if I can find a female, local, english speaking companion in each of these cities. I dread living alone in a foreign country. I have already travelled many times in Europe, and lived in London, Paris & Rome for a year.
which city would be best to live in? Shasta Lake or redding Ca and why? We are thinking of relocating to one of those two cities for retirement. We do not mind the heat. We hate the cold. We do not know much about either city so any information would help.
What city is the best for gay men between the ages of 21 - 35? San Francisco might be a gay mecca, but from my personal experience its a gay mecca for retirement people. They do not have a lot of young gay people. What city would have the most young gay people in it?
Best advice for interviewing for a city computer job? I have an interview for a computer job. I really want the gob because it is a city job, good benefits, salary, retirement, etc. Any ideas or suggestion I can use that will be better for this position then the regular non city job interviews. I mean I want this job and I need something that can give me an edge. Any help would be great.
Catholic retirement home in Kansas City? What is KC like for a 90 y/o single guy?! My Dad's best friend is moving with his wife to KC and suggested my Dad move with him. I see there is a new retirement home sponsored by the Archdiocese called Santa Marta. Anyone havve any insights? What's traffic like in that area? Cost of Living? Senior services? Churches? Thanks!
What would be the best business to put up in Dagupan City, Philippines? My boyfriend is set to retire sometime next year. He wants to go home to his hometown where he grew up. Aside from his retirement income from the US he would like to have some additional source of income (he has been a nurse here in the US) and something to also keep him busy. Any suggestions?
What city has the lowest cost of living, best year round weather and decent jobs in the US? I've been in the bay area all my life. While I make decent money in tech sales, I have grown tired of the work, and there is no way I can afford housing, nor do I want to slave away to have a home here. I'd rather apply the mortgage interest to my own personal retirement fund, and enjoy life more through travel. I would like to live somewhere with warmer weather, lower cost of housing, decent jobs, lower taxes, etc. Thank you for your suggestions!
What City in the entire planet would you consider the best to live in? I'm preparing for retirement within 12 years and I'd like to find someplace on this planet to call home. Where would you consider a good place to live and why?
what is the best place to live in British Columbia for farming or growing cows? we are looking for farmland in BC, Canada for our retirement. My husband like to live in small city but to have easy access to the airport ( couple hours to drive would be okay ) since lots of our family live overseas.
What area of the country is best for land that has low taxes and has great potential for appreciation? I am 36 years old and would like to purchase land for retirement and investment purposes. I would prefer it to be a near a city and have a temperate climate. I am open minded to all possibilites though.
Where is the best place to live in Florida or near the beach in other states? My boyfriend and I are thinking about relocating to Florida from the midwest. We both love the beach and are looking for something that's not terribly touristy and maybe a good place to raise a family in a few years. Low crime rate and affordable housing is also important. He would prefer to be near at least a smaller city to find work, and I would love to be able to live on the water at some point. Would love to find a place with a sense of community and not primarily retirement-based or touristy. Any perspective and info is much appreciated!
What is the best small town for relocation in mountains near Johnson City, Tennessee? I prefer a rural area with log cabins for semi-retirement but within 20 miles of a small or medium city. Am considering such locations as Jonesborough, Bluff City, Greeneville, Gray, and Elizabethton, preferably for a log cabin type home with an acre or two.
Best place to live on coast of SE England? My wife and I are very lucky that we are able to choose to live just about anywhere and we love the south of Britain. We once lived in Devon and it was very beautiful but after a while we felt it was just to "out of the way" with long travel time to London or the Continent. We feel that Kent or Sussex would be right but that still leaves a lot of choice. Here are the requirements: must be coastal with cliff walks, not a large city nor a tiny village, not just a retirement home (we are middle-aged and active), must be near lovely countryside and with diverse friendly people. Any suggestions?
Which of your pets will you always consider your best friend? Those of us who love the animals in our lives will always have at least one special animal that stands out among the pack. These are the animals which grow so close to us, become so much a part of our lives and our hearts that they have reached the pinnacle from which all other pets will be judged. For me, it was my marvelous old dog Rex. He appeared one Carnivaltime around my workplace (henceforth the name) and it took me a whole fortnight of putting out food for him to get him to trust me. By then, I was hooked-he had to come home...to a house full of cats. For 10 lucky, beautiful years he was my best friend, my protector, and the star of our neighborhood. Only dog in Mid-City that didn't need a leash and knew everybody and their pets for a 3-block radius. Kept our house from being broken into on three separate occasions. Put up with the cats like a Boy Scout at a retirement home. He died two years ago and I miss him every single day. Tell me about your best friends...
Is Adelaide a retirement city (quiet) or is it a happening, buzzing like other cities? I am looking at moving there..
Where are the least expensive cities to relocate to for retirement? Warm not humid, sunny, low crime rate. good housing Active Seniors. (Senior Condos) Low Cost of Living. Low Assessments Easy access to shopping and activities. and allows pets.
Australia - Perth, Sydney, Brisbane, Adelaide, Melbourne - Best climate? I am based in the UK, but intend to relocate to Australia, to one of the main cities. Would really appreciate help from you guys that live there about location - My main and foremost criteria being climate as I believe this is one of the key foundations of our quality of life (I will be taking early retirement so work availability or cost of living are not my primary concerns). My personal ideal is a place where it rains on as few days as possible and for as few hours per day as possible when it does rain, temperature relatively stable throughout the year in the 20's, humidity on the lower side if possible and as many clear sky days as possible (don't like it overcast, too much of that in UK). I know there is nowhere that's perfect all year round, but what's the best compromise in your opinion based on what I'm looking for? Any opinions you have would be gratefully received, particularly if you live in one of these cities and can speak from first hand knowledge.... Just had a look at the first answer, but the suggestions of PORT MACQUARIE, YAMBA and BYRON BAY seem to be pretty humid most of the year, and also they have quite some rain, in fact total rainfall greater than my base here in the UK :) Any other suggestions? Some really good answers so far, especially about the NSW area, that does warrant more investigation then to try and maybe find something that's a cross between Brisbane and Syndney. I know my requirements are specific, I wanted to be so, to avoid answers like 'depends on what you like', and I only hope to relocate once, so the location decision is one of the most critical I will make and I want to gather as much info as I can to get it right.... Any more suggestions?
Retirement question? Scenario: A person has been at a job for about 2.5 years and putting money into a 401k retirement plan. They plan on going back to school in approximately 8 months and leaving their job (permitting acceptance). They will be in school for 4 years and not working. What would be the best thing to do with the retirement? Can it just sit there for 4 years? Also, if accepted to school, can you stop contributing to retirement immediately so that money can be saved for moving expenses, etc? More than likely, the money will have to be withdrawn for additional costs of moving and getting started again in a new city. Will they let you withdraw before leaving a job? If not, in this case, could you stop putting money into retirement once accepted to school, and then withdraw later? Very confused on how this all works. Any input is appreciated.
During retirement, would you be interested in moving to different cities for 6mo-couple of years? Looking into designing a company that would assist people in moving to different states throughout the US and establish a lease for several weeks to years. It is not a time share or a purchase. A person could make one lump sum payment or make monthly payments, they can also determine if they want a the home fully furnished or let them chose their own furniture.
What is the biggest retirement city in Florida? Which city in Florida has a lot of old people in it?
Which city is better for retirement, Oklahoma City or Dallas, and why? In the next ten years, I will be considering retirement. I am interested in a suburban setting near a good size city, probably in the mid-west. Low crime, good neighbors, low prices would be appealing. Dallas and Oklahoma City come to mind first. I would appreciate some insight by others.
What retirement home in nyc is looking for volunteers? Im looking to volunteer in a retirement home. Im 16 years old and i would like volunteer hours for college. Does anyone know of any retirement homes in new york city (preferably brooklyn or manhattan) that need volunteers? Thanks
Do you have to apply for Social Security benefit for retirement at the city where you will be living in? or is any city is ok? because right now im not staying in the city where i will be living in the future. can i just apply it here and get it there? or do i have to go there to apply? i meant SSI
Divorce: City Retirement plans and Social Security valuation? My soon to be ex husband was a police officer and participated in a mandatory private retirement plan (worth about 90k) instead of putting into social security. I worked for a private high tech company and contributed to social security. His plan is a defined contribution plan and he can take hardship withdrawals from it. My social security isn't accessible to me and not sure it will be when I'm 65 they way things are going. He also has a defined benefit retirement plan worth 64k. I have an ESPP worth 64k and 401k worth 61k. We live in WA if that helps. Can he say that my social security and his city plan equal out each other? How do I put a value on my Social security if so?
Since Stockton was voted "The most miserable city" in the country, what are the chances that my 3 rental? houses will increase in value in the next year? We had planned to sell one in January when my husband retired, pay it off as well as one other, and use the rental income to supplement his retirement income. But now we owe more that their value! (Zillow values each at about $100,000. We owe about $600,000. total) Any suggestions on the best way to proceede?
Does anyone have tickets to Steve Yzerman retirement night at city theatre? Or know where I can purchase them? Please let me know as soon as possible! Thanks!
HELLO! We need some info about retirement in panama? My wife and I want to relocate in Panama, we do not know anything about panama, we are looking for the best hotel to stay and the best real state company that we can trust and help us through this process, we want to live in an ocean front condo 4 to 5 star, we do not know if it should be on Panama city, we love the beach and the mountains, we want to be safe and secure where we live and we do not want to be far from shopping and the city, and we also would like to have info about taxes, we heard that people got free taxes on real state, we want to know if this is true. we apreciate any help and advise you can give us. THANKS.
What are the basics of CalPERS retirement benefits? I'm considering applying for a job with my City (in California), which would mean getting CalPERS retirement benefits. The starting wage is posted, and I want to know a rough estimate of what that would translate to in retirement benefits, and roughly how much I would have to contribute (if any). I looked at the website and there were no specifics. Can anyone give me a rule of thumb on calculating the benefits? I.E., 5% of salary, etc. The job is administrative (Management Analyst). Thanks!
What is your dream retirement city ? Mine is Honolulu . I made it here 2 years ago
When you work for a city department and you pay your own retirement every month............? When you withdrawl it to move out of state or something, does the government still keep 25% of it, or do you get it all since you paid it in
Please help with my grammar--EASY and FUN. 10 points for the best help. Thank you? Jason Edward is a District Manager of the Metropolitan Water District. He has been working at the Metropolitan Water District for over 5 years. He is an easy-going, nice, quite middle age man. Even though, Edward does not have an advance degree from elite schools, many officers and staffs at the Metropolitan Water District like him and his personalities. He is current trying to finish his project with City of Riverport. He wants to get $30,000 from City of Riverport. Outside of his career, he has a son, Shawn Edward, a 21 years old man whose dream is to follow footstep of father. Shawn Edward is aggressive, stubborn, and trouble makers. He was arrested from Driving Under the Influence (DUI) 2 years ago. He is currently enrolling in the state college and majoring in Political Science. Shawn has a top-secret that he has been hidden from his father for over a year. He is secretly involved with Heather, the daughter of the City Manager of Riverport. Marsha Brady is a District Counsel of the Metropolitan Water District. She started the office of the District Counsel since the Former District Counsel took early retirement. She was only 43 years old when she held the position. She is a very ambitious, smart, motivated, hard-working, and educated woman. She is very knowledgably in the subject and the area. She is a type A personality and wants to settle this case quickly without appear to be “too aggressive”. Steven Boswell is the City Manager of Riverport. He is highly educated, well-respected, and well-liked upper class man. He is a great manager and know in-and-out of the Riverport because he has been working for the Riverport since he graduated from Yale University. Boswell is 51 years old. He married to Amanda Boswell. They have only one daughter, Heather. Heather is a daddy’s little girl. Mr Boswell wants Heather to marry a rich and educated man; therefore he wants Heather and Shawn to end their romantic relationship. Jacqueline Thomas is 45 years old. She is a well-respected and well known as a tough litigator. She is very ambitious, aggressive, and educated. She wants to continue her good reputation by quickly ending the case.
Do you have much sympathy the old biddies who are having their retirement savings nuked by the City?
What is the mandatory retirement age for professors at the University of Hong Kong? Please note that I'm interested specifically in the U. of Hong Kong, not the City University of HK, the HK University of Science & Technology etc. I believe that the retirement age is 60 at U of HK, but it would be great to be able to confirm that.
Social Security and Retirement question!!!? My mother is going to apply for disbility social security at the age of 60. She retired last year due to illness(heart problems/diabetes) and receives city retirement of 1500/month. Will this affect the amount of social security that she can receive? In other words, if she can qualify for 2000.00/month, will SS lower this amount due to her receiving retirement from her City of Houston job? Thanks for any information~~
I have a government 457 retirement account, do I need another account, like a ROTH IRA? As a city government employee I'm eligible to make contributions to an optional pretax retirement account, an IRS 457 account. I'm in my late twenties and have so far been contributing the maximum $17,000 pre tax per year and my employer does not offer any matching options. Are there any savings or retirement options available to me that might offer additional benefits to me?
Does serving in the military count towards civilian police retirement? Are there any cities where serving in the military as a cop will count for some of your years as a civilian cop? What are most civilian cop's receiving for their retirement and when are they allowed to start receiving it? Thank you!
where would it be better for retirement Eugene or Springfield oregon? We have seen both cities but dont know where it would be better to live after we retire? I know Springfield is older and Eugene has more hippies and protesters. Which city would give us a better quality of life?
Is anybody interested in buying Real Estate in Panama, Centra America for retirement, investment or vacation? I am a Realtor and I have traveled to Panama en several occasions, I love the country and there are plenty of benefits for Americans that will like to retire to a peaceful and inexpensive country. My husband and I are buying a property there for our retirement. Properties are very affordable and I will be able to help you with the purchase and also with the legal side of the deal, since I have a relationship with a reputable law firm in Panama City that I can recommend. Pacific coast or Caribbean coast, golf, mountains, Panama has it all. If you like more information, or have questions, please write to me.
For all of those of you, who will be retired within this year, what are you looking for? If you´re moving to Florida, California or Mexico, what kind of products and services are you looking for, the ones that you will find in those retirement cities/towns or the ones you have accustomed to.
In terms of retirement, who gets ahead quicker? Who gets ahead quicker..... The guy that goes to work for the city or state and gets their retirement, or the guy that works in the private sector and has a 401k for retirement?
Are there retirement benefits for attorneys working for the Borough of Brooklyn, NY, NY? I have heard that if you work in the D.A.'s office in the Borough of Brooklyn that the only retirement benefits you have are the deferred comp that you pay into. Is this true? I find it hard to believe that they don't pay into the public employees retirement system but anything is possible. I currently work for a city and was thinking of looking up that way but if there aren't similar benefits.... Thanks for any answers you can give. Aritolla, Do you know this from personal experience? Does the employee pay part or does the City pick up the entire tab?
Retirement Home Owner? My friend said that his father is the (can't tell you) of a retirement home tycoon. First of all, the tycoon is a she. My friend said that she has a chain of retirement homes as well as a retirement city/villa. For Christmas, she sent him a PS3 with 2 games, his older sister a new Dell laptop, and his younger sister an iPod Touch. Does any1 know who this retirement home owner is? I think he also stated her net worth to be in the upper 6 figures/ lower 7 figures.
How much does it cost to live in Philippines, for retirement per month? Manila ? Cebu? Damaguete City? How much is a one bedroom apartment? How about a car? How about visas? Doctors? Hospitals? Weather? Shopping? I would like as much information on this country? Thank You
For people planning retirement: What is for you either appealing, or scaring, about retiring in Mexico? And how important is for you a location by the sea? Would you consider to retire in an inner mexican city?
If you are widowed in California & receive retirement income from? your city job, why can't you draw social security from your spouse?
Looking for 55+ retirement community in the Kansas City area, please help? My aunt has asked me to do a little research for her. She's a woman in her early fifties, and she is looking into a 55+ community in the next few years in the Kansas City, Mo. area. She is looking for something with single-family homes or condos, not apartments, and for a place that does things like maintain your yard, shovel the snow, etc. Any help would be appreciated, there's so much information out there to slog through!
Circuit City owes me retirement money? I worked at CC for almost 4 years. I heard today that they are closing all stores. How would I go about getting all of the retirement money that they took from my paychecks. I know that it is invested elsewhere but I can't even get onto their website now. Any one a former or current CC worker and can get me a number and some info. Thanks a bunch. yes my 401k
Karachi in Pakistan is officially one of the cheapest Cities in the world, anyone thinking of going? For a holiday? or retirement? Why is it that so many Pakistani's are leaving despite it being so cheap and islamic? to the simple person, yes there are churches there, but you fail to mention the regular attacks on them and the number of christian's killed by muslims. In your view, just having a church is enough tolerance already, how sad! Pakistan was created so MUSLIMS could have their own Islamic country! Yes, there are no jobs, that's cause ISLAM DOESN'T WORK!
Cost of living in Israel for retirement? What is the least amount of money per month that is practical to live on in Israel? Which are the least expensive cities to live in on a fixed income? How far does a dollar go? For example, what is the cost in $ for a small apartment? Is there such a thing as mobile homes in Israel?
A tribute retirement speech for a mother who has worked at City Hall for 38 years.? My mother has worked at City Hall for 38 years and is retiring on 3-27-08. I'm the youngest of 4 kids and she has asked me to make a speech at her retirement party. My mother is well known and an important person in our community and for once I would like to MAKE HER feel proud and hold her head up high instead of embarrasing her. So can anyone help me write a tribute/retirement speech for my mother cause I have no idea on how to begin or end this speech?
Should we force my elderly blind aunt to move to a assisted living, or retirement home, or leave her be? My Aunt is 85, and has macular degeneration in both eyes, so she can't see very well ! She can no longer drive, and cannot read, and can barely write. She is living alone about a hour away, and has no one to help her. My mom and I go visit each month or 2, and take her shopping, and do work around her house. She has had one injury,going down her back stairs, and I am afraid she may have another one. She has lived there all her life, never married or had kids. Since my grandmother died, she has been alone. Her house is a mess, she doesnt have good hygine. Doesnt, take baths very often, and never brushes her teeth. She cooks on a stove that is 70 years old, and gets hot. The house is falling apart. ceiling peeling off. She is very old fashioned, and set in her ways, not to mention stubborn! How can we convince her to move in our city, in a retirement home, or assisted living. Or is it even right to try. Should we leave her there to live the rest of her days, like she seems to want? Hey Ray T: My Aunt is perfectly capable of going to the store herself. She can take a cab for $6, or she has someone who will do it for $10, or she can take dial a ride. But she is too cheap, and would rather make us responibe for her groceries, rather than pay a few dollars. And she has plenty of money! More that we do! We pay for gas, wear and tear on are cars, and I've even lost days at work to go help her! So she makes herself our responsibility, and we do it, because we want to. She just might be happier, in better living conditions, being able to talk to other people, get her own groceries, and taking care of herself while she still can. I'm going to fine a nice place, because she can afford it, like a nice apartment with a patio, and she can decide if she would like to live there or not!
BESIDES MIAMI, where are the top 5 cities to move to in Florida for a 25-year old who likes ...? I'm looking for somewhere outside of a major city, but close enough to make a trip into one for dancing or shows. Must be affordable and on the beach (or within a couple miles if the city's good enough) Don't want to be the only 25 year old in town --- not a retirement community, a small city with a lot of people 20 - 40 y/o who are into good music like radiohead, pink floyd, the beatles, bjork, etc... (where are all of them?) peaceful well kept secret (as much as it could be) other artists / post rock (underground) music ??? --------------------- Right now I'm looking at 1) Cocoa Beach 2) Destin 3) Ft. Myers How are my choices / what are their pros & cons?? Thanks for your help!!! (HELP PLEASE --- must ... escape ... texas ...!!) i guess you haven't been to texas, huh? ok, next please .... austin = still smells pretty stinky denton = hmm, smells not too bad, but wait ... i'm still in texas ...
What American cities/towns? have the highest and lowest median ages? I'm guessing that the lowest median age would be a university town, and I'm guessing that the highest would be a popular retirement spot. So, what are those cities? *Ages*, not wages. Actual data would be nice.
retirement? been thinking, how much would some one need to save for retirement living in the wild... like at camp, only going to the city for yearly supplies.. and in retirement for about 30 years? ok... what i mean by living in the wild i mean no internet, no electricity at all....and a tent no.. i mean like a cabin, woodstove, no cell phone, car, running water even.. all no.. just like they use to live way back in the day, like 1800s but in the forest on a lake (and i know the land prices are expensive in the places i would like to build) sorry forgot to mention, im about 20, single, no kids.. no plans in having kids.. possibly marriage.. i have a passion for photography and camping deep in the forest... im talking about the bare minimum you need in life.. small home, living dependently off my self and nature entirely
Future retirement location, NC,SC, or TN? Since FL is the place not to retire now of days, which state would be a good place to buy property?? If you can narrow it down to counties and cities that would also be helpful! Vacant property, to build on in the future, or condo (that could be rented until retirement)
Are there any Lesbian friendly cities in South California? I really want to move to another state and I think that California would be a nice move. I was just wondering if anyone knew of any cities that would are gay friendly, I dont wanna move to a retirement town.
30 years till retirement, Should I live in an Expensive City or Cheap City? Considering salary differences, mortgage debt, appreciation potential. I guess I wonder how paying crazy interest on mortgage debt could be healthy for long term savings? Versus the fact that many years from now, my salary should outpace my mortgage payment and allow for additional savings.
401k? 401b? retirement plan? I am 35 years old. I have no money saved for retirement. I work for a hospital and they do not match with their retirement plan. What do I need to do in order to prepare myself for retirement? I have no clue on what I should do with my money and where I should do it at. How can I guarantee that I can be financially comfortable when I retire? Any info would help because I am totally clueless with this subject and I feel like I would be stupid to ask somebody. I don't even know the difference between a 401k, IRA, etc. Would a financial planner be worth it? Where would I find one? I live in a large city.
Democrats are jeopardizing the retirement portfolios of millions of middle-income Americans. Firemen, police o Democrats think they’re striking out at the rich, they’re actually jeopardizing the retirement portfolios of millions of middle-income Americans. Firemen, police officers, and teachers, to name a few, are all represented by the big state and city pension funds. The latest assault comes courtesy of House Democrat Sander Levin. Late last week, he introduced a bill that essentially would abolish the 15 percent capital-gains tax preference for risk investing, and raise it by 20 percentage points to the 35 percent corporate and personal rate. This goes beyond an earlier tax attack on a public offering by the Blackstone Group, and would slam into all private partnerships, including buyout funds, hedge funds, venture-capital firms, real estate partnerships, and oil-and-gas deals. Incidentally, while attacking capital gains, the congressional Democrats are killing initiatives for across-the-board cuts on wasteful appropriation bills. According to the Club for Growth, House Democrats defeated separate measures that would cut spending by 4 percent, 1 percent, and 0.5 percent. Does this mean the Democrats favor tax hikes over real spending control? It appears so. Washington economist Kevin Hassett says this is part of the Democrats’ “war against winners,” and he’s right on the money. In particular, these willy-nilly changes of the tax rules would have a chilling effect on capital formation, and could constitute the biggest attack on capital since the 1930s. As mentioned, the lightning rod in this tax-hike endeavor was the Blackstone Group, the private-equity giant that went public last week. Blackstone’s investment-fund profits are taxed at the 15 percent cap-gains rate, and since these profits come from high-risk investments, that’s how it should be. But Democrats in Congress view these profits as plain income, and greedily want a higher take. But plain ol’ income this is not. The recent crack up of two Bear Stearns sub-prime-mortgage hedge funds shows just how risky these ventures can be. Yes, there’s big money to be made when these private partnerships click. But the economy at large also is a beneficiary. Private buyout funds often save highly troubled companies from bankruptcy. They insert skilled managers who streamline operations and make businesses more efficient, a process that can ultimately lead to greater profits and business expansion. You know a lot of these companies: Chrysler, Staples, Sears, Domino’s, Dunkin’ Donuts, Toys“R”Us, Clear Channel Communications, Hospital Corporation of America. All of these firms were brought back from the dead thanks to private partnerships. Nobody knows for sure whether Congress will green-light the Democrats’ anti-growth agenda. The hope is that President Bush will veto any tax hike that lands on his desk. But the mere threat that Congress would embark on such a program of wealth destruction and economic impoverishment — all in the name of taxing “rich people” — has investors reeling. Ironically, a lot of today’s anti-cap-gains momentum is the handiwork of former Clinton Treasury secretary Robert Rubin. He actually believes a low cap-gains tax has no economic growth impact at all. However, back when Clinton and Rubin were running things, the personal income-tax rate was lifted from 31 to 40 percent, while the cap-gains tax was reduced from 28 to 20 percent, making for a 20 percentage point tax advantage for cap-gains over regular income. Flashing forward, the current Bush administration lowered the income-tax rate to 35 percent and the cap-gains rate to 15 percent, preserving that 20 percent differential. Hmm . . . Is Rubin saying the cap-gains tax advantage was good for the Clinton boom, but not the Bush boom? Truth is, that differential provides a strong incentive for entrepreneurial risk taking and higher-risk, cutting-edge investment — both of which lend real torque to the economy. Another unfortunate irony is that while Democrats think they’re striking out at the rich, they’re actually jeopardizing the retirement portfolios of millions of middle-income Americans. Firemen, police officers, and teachers, to name a few, are all represented by the big state and city pension funds. And these funds are heavily invested in the hedge and private-equity funds that the Democratic tax machine is targeting. Is this fact lost on the Democrats? And don’t they realize that two out of every three voters in recent elections owned stocks — either directly or indirectly? Are they attempting to commit political suicide? If the Democrats get their way, job creation will be adversely affected, too. Clearly, you can’t create new jobs in the private sector unless there’s a new or expanding business to create those jobs. And since new and expanding businesses require capital for investment funding, if you tax that capital more, you get less investment and fewer jobs. In short, you can’t have capitalism without capital. The process works for “rich people” and the middle class. Whenever Democrats wage war against the rich, the middle class becomes the collateral damage. This may be the law of unintended consequences, but it is something this Congress fails to understand.
Will Democrat tax hikes jeopardize the retirement portfolios of millions of middle-income Americans.? . Washington’s ‘War Against Winners’ A cap-gains assault on private partnerships would strike a dagger into the heart of U.S. capital formation. Last Friday’s precipitous stock-market plunge, with the Dow Jones dropping 185 points, is all about Washington’s continued war on prosperity. The latest assault comes courtesy of House Democrat Sander Levin. Late last week, he introduced a bill that essentially would abolish the 15 percent capital-gains tax preference for risk investing, and raise it by 20 percentage points to the 35 percent corporate and personal rate. This goes beyond an earlier tax attack on a public offering by the Blackstone Group, and would slam into all private partnerships, including buyout funds, hedge funds, venture-capital firms, real estate partnerships, and oil-and-gas deals. Incidentally, while attacking capital gains, the congressional Democrats are killing initiatives for across-the-board cuts on wasteful appropriation bills. According to the Club for Growth, House Democrats defeated separate measures that would cut spending by 4 percent, 1 percent, and 0.5 percent. Does this mean the Democrats favor tax hikes over real spending control? It appears so. Washington economist Kevin Hassett says this is part of the Democrats’ “war against winners,” and he’s right on the money. In particular, these willy-nilly changes of the tax rules would have a chilling effect on capital formation, and could constitute the biggest attack on capital since the 1930s. As mentioned, the lightning rod in this tax-hike endeavor was the Blackstone Group, the private-equity giant that went public last week. Blackstone’s investment-fund profits are taxed at the 15 percent cap-gains rate, and since these profits come from high-risk investments, that’s how it should be. But Democrats in Congress view these profits as plain income, and greedily want a higher take. But plain ol’ income this is not. The recent crack up of two Bear Stearns sub-prime-mortgage hedge funds shows just how risky these ventures can be. Yes, there’s big money to be made when these private partnerships click. But the economy at large also is a beneficiary. Private buyout funds often save highly troubled companies from bankruptcy. They insert skilled managers who streamline operations and make businesses more efficient, a process that can ultimately lead to greater profits and business expansion. You know a lot of these companies: Chrysler, Staples, Sears, Domino’s, Dunkin’ Donuts, Toys“R”Us, Clear Channel Communications, Hospital Corporation of America. All of these firms were brought back from the dead thanks to private partnerships. Nobody knows for sure whether Congress will green-light the Democrats’ anti-growth agenda. The hope is that President Bush will veto any tax hike that lands on his desk. But the mere threat that Congress would embark on such a program of wealth destruction and economic impoverishment — all in the name of taxing “rich people” — has investors reeling. Ironically, a lot of today’s anti-cap-gains momentum is the handiwork of former Clinton Treasury secretary Robert Rubin. He actually believes a low cap-gains tax has no economic growth impact at all. However, back when Clinton and Rubin were running things, the personal income-tax rate was lifted from 31 to 40 percent, while the cap-gains tax was reduced from 28 to 20 percent, making for a 20 percentage point tax advantage for cap-gains over regular income. Flashing forward, the current Bush administration lowered the income-tax rate to 35 percent and the cap-gains rate to 15 percent, preserving that 20 percent differential. Hmm . . . Is Rubin saying the cap-gains tax advantage was good for the Clinton boom, but not the Bush boom? Truth is, that differential provides a strong incentive for entrepreneurial risk taking and higher-risk, cutting-edge investment — both of which lend real torque to the economy. Another unfortunate irony is that while Democrats think they’re striking out at the rich, they’re actually jeopardizing the retirement portfolios of millions of middle-income Americans. Firemen, police officers, and teachers, to name a few, are all represented by the big state and city pension funds. And these funds are heavily invested in the hedge and private-equity funds that the Democratic tax machine is targeting. Is this fact lost on the Democrats? And don’t they realize that two out of every three voters in recent elections owned stocks — either directly or indirectly? Are they attempting to commit political suicide? If the Democrats get their way, job creation will be adversely affected, too. Clearly, you can’t create new jobs in the private sector unless there’s a new or expanding business to create those jobs. And since new and expanding businesses require capital for investment funding, if you tax that capital more, you get less investment and fewer jobs. In short, you can’t have capitalism without capital. The process works for “rich people” and the middle class. Whenever Democrats wage war against the rich, the middle class becomes the collateral damage. This may be the law of unintended consequences, but it is something this Congress fails to understand. . ________________________________________
We live in Cincy,OH. Build retirement home in TN. Lots of construction problems. Can we sue them from Cincy? Retirement home build in Tennessee. We live in Cincinnati, OHIO. Over there no home inspections like here every stage of construction. Someone check the problems for you. There is a 8 feet long hole in the foundation. Instead of concret, they grave(little stone). Eventually the collaps. Deck they didn't gapping(trex deck). The corners all spit open. We think deck will fall down like twin city bridge fell down. Builder does anything they want. No one controls problems. No one. We live 5 hours away from TN home. Is any body know the law about this area. Thank you all. We have all the pictures to prove problems. dou89@yahoo.com.
Is Erie, PA, a good place to move to for retirement? If a married couple, about to retire, wants to get away from big cities, and find a place that has reasonably nice weather and is economical, is Erie, PA, a good place? The reasons for choosing Erie are that it's a medium sized city, not close to a big city, and that it doesn't get hot very much there in the summer. A lot of other cities the same size have summer daytime highs averaging 90F. Erie sometimes gets to 90F, but not as often, and doesn't stay that hot for very long. Some people like snow, and dislike summer heat. A good winter low is 20F. If some nights go below zero, that would be tolerable, as long as it's only some nights, and not the whole winter. Does Erie have a bad mosquito problem? Does it ever get flooded by Lake Erie? What other problems should people be aware of when deciding whether to move there?
Will Democrat tax hikes jeopardize the retirement portfolios of millions of middle-income Americans.? . Washington’s ‘War Against Winners’ A cap-gains assault on private partnerships would strike a dagger into the heart of U.S. capital formation. Last Friday’s precipitous stock-market plunge, with the Dow Jones dropping 185 points, is all about Washington’s continued war on prosperity. The latest assault comes courtesy of House Democrat Sander Levin. Late last week, he introduced a bill that essentially would abolish the 15 percent capital-gains tax preference for risk investing, and raise it by 20 percentage points to the 35 percent corporate and personal rate. This goes beyond an earlier tax attack on a public offering by the Blackstone Group, and would slam into all private partnerships, including buyout funds, hedge funds, venture-capital firms, real estate partnerships, and oil-and-gas deals. Incidentally, while attacking capital gains, the congressional Democrats are killing initiatives for across-the-board cuts on wasteful appropriation bills. According to the Club for Growth, House Democrats defeated separate measures that would cut spending by 4 percent, 1 percent, and 0.5 percent. Does this mean the Democrats favor tax hikes over real spending control? It appears so. Washington economist Kevin Hassett says this is part of the Democrats’ “war against winners,” and he’s right on the money. In particular, these willy-nilly changes of the tax rules would have a chilling effect on capital formation, and could constitute the biggest attack on capital since the 1930s. As mentioned, the lightning rod in this tax-hike endeavor was the Blackstone Group, the private-equity giant that went public last week. Blackstone’s investment-fund profits are taxed at the 15 percent cap-gains rate, and since these profits come from high-risk investments, that’s how it should be. But Democrats in Congress view these profits as plain income, and greedily want a higher take. But plain ol’ income this is not. The recent crack up of two Bear Stearns sub-prime-mortgage hedge funds shows just how risky these ventures can be. Yes, there’s big money to be made when these private partnerships click. But the economy at large also is a beneficiary. Private buyout funds often save highly troubled companies from bankruptcy. They insert skilled managers who streamline operations and make businesses more efficient, a process that can ultimately lead to greater profits and business expansion. You know a lot of these companies: Chrysler, Staples, Sears, Domino’s, Dunkin’ Donuts, Toys“R”Us, Clear Channel Communications, Hospital Corporation of America. All of these firms were brought back from the dead thanks to private partnerships. Nobody knows for sure whether Congress will green-light the Democrats’ anti-growth agenda. The hope is that President Bush will veto any tax hike that lands on his desk. But the mere threat that Congress would embark on such a program of wealth destruction and economic impoverishment — all in the name of taxing “rich people” — has investors reeling. Ironically, a lot of today’s anti-cap-gains momentum is the handiwork of former Clinton Treasury secretary Robert Rubin. He actually believes a low cap-gains tax has no economic growth impact at all. However, back when Clinton and Rubin were running things, the personal income-tax rate was lifted from 31 to 40 percent, while the cap-gains tax was reduced from 28 to 20 percent, making for a 20 percentage point tax advantage for cap-gains over regular income. Flashing forward, the current Bush administration lowered the income-tax rate to 35 percent and the cap-gains rate to 15 percent, preserving that 20 percent differential. Hmm . . . Is Rubin saying the cap-gains tax advantage was good for the Clinton boom, but not the Bush boom? Truth is, that differential provides a strong incentive for entrepreneurial risk taking and higher-risk, cutting-edge investment — both of which lend real torque to the economy. Another unfortunate irony is that while Democrats think they’re striking out at the rich, they’re actually jeopardizing the retirement portfolios of millions of middle-income Americans. Firemen, police officers, and teachers, to name a few, are all represented by the big state and city pension funds. And these funds are heavily invested in the hedge and private-equity funds that the Democratic tax machine is targeting. Is this fact lost on the Democrats? And don’t they realize that two out of every three voters in recent elections owned stocks — either directly or indirectly? Are they attempting to commit political suicide? If the Democrats get their way, job creation will be adversely affected, too. Clearly, you can’t create new jobs in the private sector unless there’s a new or expanding business to create those jobs. And since new and expanding businesses require capital for investment funding, if you tax that capital more, you get less investment and fewer jobs. In short, you can’t have capitalism without capital. The process works for “rich people” and the middle class. Whenever Democrats wage war against the rich, the middle class becomes the collateral damage. This may be the law of unintended consequences, but it is something this Congress fails to understand. . ________________________________________
So what is Moutain Home, AR really like?....Should I move there? Im orriginally from a small town in OK, and my wife from a middle sized town in FL. We currently live in a growing city in Sebring, FL. The city we live in now is primiarily a retirement city. My wife is in the medical field and has an opportunity to get a traveling job that would bring us to Mountain Home, AR for at least 13 weeks and possibly more. We only have 3 days to make this decision, so we want to find out as much as possible about the place. We like to do some things, but spend alot of time just hanging out at home. Here we like to go bowling, or to the pool hall.....Anything like that there? We like to go out to eat some.....not Micky D's and stuff. I mean comercialized or hometown sitdown is preferred. (Chili's, Ruby Tuesday, or mom n pops kind of places) Is there anything to do here? Im a substitute teacher that works with pre-k and k-5 ese students. I would like to do the same there, but Im not sure about the education system there. Any info/help would be appreciated!
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